Wondering where Finally Frugal has been lo these many months? Well, I've just snagged my third part time job (making four jobs total: one full time, three part time). So as you can imagine, I'm just a little busy these days. The month of October was really tricky and I wasn't sure I was going to survive it, to be honest.
In an effort to pay off my second mortgage (which will help me to build some equity rather than remaining "underwater" in terms of what I owe versus how much my house is now worth), I've added a part time teaching gig (at a local college) as well as a part time online teaching gig in addition to my online research position. The full time job remains the same, in spite of my graduation with a second master's in June. I'll probably stay there until I've met my next financial goal, and then after that, who knows?
My very, very, VERY optimistic plan is to have the second mortgage (all $30,000 of it) paid off in a little more than one year. As I say, that's incredibly optimistic - I'm not making THAT much at my three jobs. But I want to aim high, rather than succumbing to the idea that I can't do it. It's tough having all these jobs, but also challenging (in a good way), and hey, I can do anything for a year, right?
I'm also chipping away at the student loans ($60,000) although a recent death in the family that resulted in an inheritance (not to me, however) may result in a bit of that debt going away a little quicker than I anticipated. Maybe I WON'T be paying that off until I'm 90!!
Later this week, I'll post a little secret plan that I've been fantasizing about. I've not shared it with any of my friends and family, but what better place to let the cat out of the bag (and maybe get some objective feedback. . . .) than my trusty blog?
I can't promise daily posts (did I ever post on a daily basis?) but if my plans come to fruition, I'd like to renew my relationship with the Finally Frugal blog - it (and my faithful readers) helped keep my sanity while I made the transition from a credit-card carrying shopaholic to a frugal gal who actually THINKS before making purchases (and in cash, these days!)
More to come!
Tuesday, November 9, 2010
New developments. . .
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3 comments:
Aim for the moon and land among the stars :)
I feel the same way about my readers, I really feel like I've changed a lot since I started blogging. A lot more than if I had just gone at it alone.
Thanks, FB! I'm hoping if I raise my expectations of myself, I'm more likely to meet them. I, too, am grateful for blogging/bloggers/readers. It's tough making big changes when family and friends 'expect' you to be a certain way. My Next Big Plan is kind of a biggie, so I'm hoping the blogsphere will bless me with the confidence to take it on, just as it helped me make the switch from spender to saver. . . .
Good to hear from you again - and my empathy on the extra jobs....
Once, due to survival necessity, I had 5 jobs - one full time and 4 partime - and I called it working 8/36.... LOL... 8 days a week is not fun, but it WILL help you accomplish what you are trying to do :)
Hang in there - it's temporary :)
And about family/friends' expectations - stay True to Yourself! You're worth it :)
marci357
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