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Thursday, November 27, 2008

Finally free. . . . .

of credit card debt!! You are reading the blog of a woman who owes NOTHING on her personal credit cards! This is at the top of my list of things to be thankful for this year:

  1. Consumer debt-free!
  2. I have not just one job, but two!
  3. I live in a wonderful, beautiful city!
  4. I own a cozy house that is my sanctuary.
I'm going to 'live in the moment' for once, and just revel in the feeling that having no credit card debt brings to me, without thinking about what comes next. I started this journey just over a year ago, by downsizing my bills and 'upsizing' my debt repayment. I began with almost $5,000 in credit card debt, and little by little, using every spare dollar that came my way (hello 'stimulus check' and 'tax refund'!), my balances are at zero!

Honestly, I've tried to pay my credit cards off quite a few times in the past, but somehow always ended up "needing" those new boots or that "stuff" at Target (who knows what it was) and the bills grew and grew. This time was different. Why? Because of the blogosphere (including my own little blog) and all of you encouraging me via your comments and emails. Without my electronic motivation, I don't think I would have succeeded.

So, number five on the list of things for which I'm thankful this year, is:

5. YOU! Whoever you are. Thanks for reading, encouraging, suggesting, and commenting. I couldn't have done it without you!

Have a Happy Thanksgiving, everyone!

5 comments:

marci357 said...

YAAHOO!!!!!!!!

Way to go!
Accountability works!

CONGRATS!~ So happy for you!!!

Brenda said...

Congrats on paying off your debt. That is so exciting!

Dina said...

Congratulations - you should be very proud of yourself!! You're an inspiration to me too. Happy Thanksgiving!

Frugalchick said...

Congratulations!!!

RTC said...

You did it! Congratulations!

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