Quantcast Finally Frugal: Your financial personality. . . .

The bumpy road to financial independence. . . .

 

Wednesday, June 3, 2009

Your financial personality. . . .

Whew! I landed on my feet after a weekend at the beach; who knew that three days out of town could result in getting so far behind in everything else? In any case, my mini-holiday was fabulous, and I'm back to the 'grind', as they say, after a rejuvenating beach vacation.

In the midst of catching up on work stuff, I came across this very interesting article in a British paper (the Daily Mail), about a recent survey on people's financial personality. In essence, it appears that of the people surveyed, over 50% are considered 'Amblers', meaning they simply amble through their financial lives, paying little to no attention to bills, savings, and budgeting! I wonder if these numbers would be the same if Americans were surveyed?

Here's a table with the five financial personalities as defined by the researchers:

In reading this article, I kept wondering: where is The Frugaller? Where is the 'personality' for balanced people who pay attention to their finances, are able to live simply and save for the future without becoming neurotic or anxious (as The Hoarder appears to be)?

Doesn't it look as if financial personalities have been defined a little too narrowly by this study, and perhaps a bit negatively? I know in the past I've been The Ambler, The Evader, and The Splurger, and I know people who fit The Validator profile, but I feel as if I now fit into a sixth category---someone who opens her bills without anxiety or delay, who spends quite a bit of time thinking of her finances---without as much worry as a Hoarder---and who is motivated by optimism for the future, rather than fear.

3 comments:

Andrea said...

Interesting!

DarcyLee said...

I'm glad you were able to get away for awhile to the beach. How relaxing!
I'm finally much more balanced than I used to be and it really does feel good to open a bill and not be worried whether or not I can pay it. We're not where we want to be financially and we do have some debt but its under control and we are headed in the right direction.

Finally Frugal said...

I feel the same way, DarcyLee! I'm nowhere near "perfection" in my financial life, but I finally feel as I am in the driver's seat, and that the future will be better than my past. . . .

Related Posts Plugin for WordPress, Blogger...