I updated my April zero-based budget, and it appears that I came out ahead this month! Although the final 'remainder' shows that I should have a balance of $55 in my checking account, $20 went missing somewhere, and I ended up with $35. That money has been transferred into my Emergency Fund!
There are a couple of other things to note:
- I made less money with Job #1, because I hadn't realized that my 403b contributions would be decreased with my May check rather than my April check (I decreased this investment to 1% of my gross income until my credit card debt is paid off and my emergency fund is healthier)
- I made more money with Job #2, Check #2---I worked more hours, once I realized that my 'big' check was smaller than expected
- I 'earned' my "free" $25 from Revolution Money Exchange, which I transferred easily into my ING Direct account! If you want yours, click on the link to the right---it's the easiest $25 you'll ever make. Be sure to opt out of email announcements----I've not received the tiniest bit of spam from Revolution since opening my account.
- I only sent $350 to my credit card last month, not the $550 I was hoping for. Still, my credit balance is now less than $3,000! That feels so good!